Cranberry

West Wareham, MA · 1 · Charter #14850 · www.cranberryfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$61.6M
13th percentile
Members
3,465
9th percentile
Total loans
$39.4M
26th percentile
Total shares
$55.8M
17th percentile

Profitability

Return on assets
0.29%
9th percentile
Net interest margin
2.98%
17th percentile
Efficiency ratio
66.43%
37th percentile
Non-interest income ratio
15.18%
39th percentile

Capital & Risk

Net worth ratio
8.28%
5th percentile
Delinquency rate
0.41%
72th percentile
Net charge-off rate
0.51%
32th percentile
Loan-to-share
70.53%
54th percentile

Growth

Member growth YoY
-9.25%
3th percentile
Asset growth YoY
2.36%
37th percentile
Loan growth YoY
10.73%
88th percentile
Share growth YoY
1.86%
36th percentile

Operations

Members / branch
1,733
14th percentile
Assets / member
$17,764
74th percentile
Field of membership penetration
3.46%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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