Wichita Falls

Wichita Falls, TX · 1 · Charter #6317 · www.wffedcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$33.1M
81th percentile
Members
2,757
80th percentile
Total loans
$20.6M
90th percentile
Total shares
$28.8M
82th percentile

Profitability

Return on assets
1.30%
71th percentile
Net interest margin
4.96%
82th percentile
Efficiency ratio
73.36%
36th percentile
Non-interest income ratio
27.15%
92th percentile

Capital & Risk

Net worth ratio
12.44%
34th percentile
Delinquency rate
0.35%
64th percentile
Net charge-off rate
0.33%
42th percentile
Loan-to-share
71.54%
65th percentile

Growth

Member growth YoY
4.27%
92th percentile
Asset growth YoY
11.84%
94th percentile
Loan growth YoY
11.24%
91th percentile
Share growth YoY
12.61%
94th percentile

Operations

Members / branch
1,379
61th percentile
Assets / member
$12,019
71th percentile
Field of membership penetration
71.15%
86th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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