United Energy

Humble, TX · 2 · Charter #67493 · www.unitedenergycu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$28.4M
75th percentile
Members
3,371
89th percentile
Total loans
$22.3M
92th percentile
Total shares
$23.0M
74th percentile

Profitability

Return on assets
0.33%
28th percentile
Net interest margin
4.80%
78th percentile
Efficiency ratio
85.94%
16th percentile
Non-interest income ratio
26.84%
92th percentile

Capital & Risk

Net worth ratio
17.19%
63th percentile
Delinquency rate
0.48%
58th percentile
Net charge-off rate
0.61%
27th percentile
Loan-to-share
96.90%
92th percentile

Growth

Member growth YoY
0.72%
75th percentile
Asset growth YoY
3.45%
65th percentile
Loan growth YoY
8.39%
87th percentile
Share growth YoY
4.30%
71th percentile

Operations

Members / branch
1,686
70th percentile
Assets / member
$8,439
43th percentile
Field of membership penetration
16.86%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for United Energy?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo