Trugrocer

Boise, ID · 1 · Charter #17127 · www.trugrocer.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$316.5M
19th percentile
Members
22,136
34th percentile
Total loans
$151.5M
5th percentile
Total shares
$249.0M
12th percentile

Profitability

Return on assets
0.13%
8th percentile
Net interest margin
3.22%
34th percentile
Efficiency ratio
75.73%
3th percentile
Non-interest income ratio
18.96%
49th percentile

Capital & Risk

Net worth ratio
16.65%
95th percentile
Delinquency rate
0.48%
72th percentile
Net charge-off rate
0.49%
42th percentile
Loan-to-share
60.83%
14th percentile

Growth

Member growth YoY
4.26%
86th percentile
Asset growth YoY
-0.86%
10th percentile
Loan growth YoY
-1.55%
19th percentile
Share growth YoY
-1.16%
9th percentile

Operations

Members / branch
3,162
20th percentile
Assets / member
$14,296
33th percentile
Field of membership penetration
0.92%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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