True Sky

Oklahoma City, OK · 1 · Charter #24934 · www.TrueSkyCU.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$799.2M
87th percentile
Members
62,138
95th percentile
Total loans
$547.6M
84th percentile
Total shares
$677.7M
87th percentile

Profitability

Return on assets
0.61%
27th percentile
Net interest margin
3.06%
26th percentile
Efficiency ratio
61.66%
38th percentile
Non-interest income ratio
23.81%
76th percentile

Capital & Risk

Net worth ratio
6.08%
0th percentile
Delinquency rate
0.91%
33th percentile
Net charge-off rate
1.20%
8th percentile
Loan-to-share
80.80%
52th percentile

Growth

Member growth YoY
-3.19%
16th percentile
Asset growth YoY
-1.70%
9th percentile
Loan growth YoY
-2.93%
14th percentile
Share growth YoY
-1.67%
7th percentile

Operations

Members / branch
4,438
47th percentile
Assets / member
$12,862
19th percentile
Field of membership penetration
4.48%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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