Connects

Richmond, VA · 1 · Charter #6670 · www.connectsfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$103.0M
48th percentile
Members
15,659
92th percentile
Total loans
$73.9M
61th percentile
Total shares
$86.0M
46th percentile

Profitability

Return on assets
-0.16%
3th percentile
Net interest margin
3.75%
55th percentile
Efficiency ratio
86.20%
3th percentile
Non-interest income ratio
25.45%
84th percentile

Capital & Risk

Net worth ratio
5.91%
0th percentile
Delinquency rate
1.07%
30th percentile
Net charge-off rate
0.56%
28th percentile
Loan-to-share
85.96%
81th percentile

Growth

Member growth YoY
76.12%
100th percentile
Asset growth YoY
21.53%
98th percentile
Loan growth YoY
58.56%
100th percentile
Share growth YoY
10.41%
89th percentile

Operations

Members / branch
5,220
84th percentile
Assets / member
$6,581
1th percentile
Field of membership penetration
1.48%
23th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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