Phi Beta Sigma

Washington, DC · 1 · Charter #24262 · www.pbsfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$948.9K
6th percentile
Members
1,900
63th percentile
Total loans
$535.1K
10th percentile
Total shares
$845.6K
8th percentile

Profitability

Return on assets
-0.08%
14th percentile
Net interest margin
5.50%
91th percentile
Efficiency ratio
100.83%
6th percentile
Non-interest income ratio
46.12%
97th percentile

Capital & Risk

Net worth ratio
12.24%
32th percentile
Delinquency rate
4.63%
8th percentile
Net charge-off rate
2.26%
6th percentile
Loan-to-share
63.28%
53th percentile

Growth

Member growth YoY
37.18%
99th percentile
Asset growth YoY
13.13%
95th percentile
Loan growth YoY
6.59%
83th percentile
Share growth YoY
15.89%
97th percentile

Operations

Members / branch
1,900
76th percentile
Assets / member
$499
0th percentile
Field of membership penetration
19.00%
32th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Phi Beta Sigma?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo