Missouri Baptist

Jefferson City, MO · 2 · Charter #64718 · www.mobaptistcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$9.8M
41th percentile
Members
938
35th percentile
Total loans
$7.5M
56th percentile
Total shares
$9.1M
44th percentile

Profitability

Return on assets
0.68%
44th percentile
Net interest margin
3.04%
20th percentile
Efficiency ratio
51.19%
81th percentile
Non-interest income ratio
5.44%
35th percentile

Capital & Risk

Net worth ratio
7.21%
2th percentile
Delinquency rate
0.62%
54th percentile
Net charge-off rate
0.10%
61th percentile
Loan-to-share
82.23%
79th percentile

Growth

Member growth YoY
-0.32%
63th percentile
Asset growth YoY
8.19%
88th percentile
Loan growth YoY
4.87%
79th percentile
Share growth YoY
10.62%
92th percentile

Operations

Members / branch
938
44th percentile
Assets / member
$10,449
60th percentile
Field of membership penetration
0.42%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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