Cornerstone

Freeport, IL · 2 · Charter #60189 · www.cornerstonecu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$168.8M
79th percentile
Members
12,235
80th percentile
Total loans
$100.8M
76th percentile
Total shares
$150.6M
82th percentile

Profitability

Return on assets
0.30%
9th percentile
Net interest margin
3.28%
30th percentile
Efficiency ratio
56.59%
68th percentile
Non-interest income ratio
17.31%
51th percentile

Capital & Risk

Net worth ratio
9.71%
20th percentile
Delinquency rate
1.76%
13th percentile
Net charge-off rate
0.17%
71th percentile
Loan-to-share
66.93%
47th percentile

Growth

Member growth YoY
18.71%
98th percentile
Asset growth YoY
3.19%
43th percentile
Loan growth YoY
5.95%
75th percentile
Share growth YoY
2.70%
43th percentile

Operations

Members / branch
4,078
71th percentile
Assets / member
$13,799
45th percentile
Field of membership penetration
1.66%
25th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Cornerstone?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo