New Cumberland

NEW CUMBERLAND, PA · 1 · Charter #8110 · www.ncfcuonline.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$229.4M
95th percentile
Members
22,747
99th percentile
Total loans
$146.8M
94th percentile
Total shares
$207.6M
98th percentile

Profitability

Return on assets
1.24%
64th percentile
Net interest margin
4.05%
72th percentile
Efficiency ratio
63.33%
49th percentile
Non-interest income ratio
16.85%
48th percentile

Capital & Risk

Net worth ratio
9.03%
11th percentile
Delinquency rate
0.50%
65th percentile
Net charge-off rate
0.47%
36th percentile
Loan-to-share
70.72%
55th percentile

Growth

Member growth YoY
-2.05%
33th percentile
Asset growth YoY
-2.04%
11th percentile
Loan growth YoY
-12.64%
3th percentile
Share growth YoY
-2.53%
10th percentile

Operations

Members / branch
3,791
66th percentile
Assets / member
$10,085
15th percentile
Field of membership penetration
1.70%
25th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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