Mountain West

Butte, MT · 1 · Charter #8129 · www.mountainwestfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$22.0M
66th percentile
Members
2,956
84th percentile
Total loans
$14.3M
77th percentile
Total shares
$18.2M
65th percentile

Profitability

Return on assets
1.00%
59th percentile
Net interest margin
4.44%
67th percentile
Efficiency ratio
71.96%
39th percentile
Non-interest income ratio
16.34%
74th percentile

Capital & Risk

Net worth ratio
16.25%
58th percentile
Delinquency rate
2.72%
17th percentile
Net charge-off rate
0.82%
21th percentile
Loan-to-share
78.54%
74th percentile

Growth

Member growth YoY
-4.18%
22th percentile
Asset growth YoY
-0.14%
40th percentile
Loan growth YoY
-4.55%
44th percentile
Share growth YoY
0.61%
50th percentile

Operations

Members / branch
1,478
64th percentile
Assets / member
$7,435
34th percentile
Field of membership penetration
1.31%
8th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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