B-M S

New Brunswick, NJ · 1 · Charter #9146 · www.bmsfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$78.4M
29th percentile
Members
3,642
10th percentile
Total loans
$19.8M
3th percentile
Total shares
$62.5M
25th percentile

Profitability

Return on assets
-0.29%
3th percentile
Net interest margin
1.78%
2th percentile
Efficiency ratio
78.73%
9th percentile
Non-interest income ratio
8.03%
9th percentile

Capital & Risk

Net worth ratio
21.95%
96th percentile
Delinquency rate
0.45%
69th percentile
Net charge-off rate
0.30%
53th percentile
Loan-to-share
31.69%
4th percentile

Growth

Member growth YoY
-3.70%
19th percentile
Asset growth YoY
-4.83%
3th percentile
Loan growth YoY
7.71%
80th percentile
Share growth YoY
-7.27%
1th percentile

Operations

Members / branch
1,821
17th percentile
Assets / member
$21,515
89th percentile
Field of membership penetration
36.42%
83th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for B-M S?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo