Northeast Community

ELIZABETHTON, TN · 2 · Charter #67021 · www.BeMyCU.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$184.3M
85th percentile
Members
12,507
82th percentile
Total loans
$98.4M
75th percentile
Total shares
$155.7M
84th percentile

Profitability

Return on assets
1.36%
70th percentile
Net interest margin
3.12%
23th percentile
Efficiency ratio
54.89%
72th percentile
Non-interest income ratio
22.79%
76th percentile

Capital & Risk

Net worth ratio
16.97%
86th percentile
Delinquency rate
1.05%
32th percentile
Net charge-off rate
0.08%
87th percentile
Loan-to-share
63.19%
41th percentile

Growth

Member growth YoY
-1.01%
45th percentile
Asset growth YoY
1.69%
32th percentile
Loan growth YoY
8.64%
83th percentile
Share growth YoY
1.99%
38th percentile

Operations

Members / branch
3,127
50th percentile
Assets / member
$14,736
52th percentile
Field of membership penetration
25.01%
74th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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