Garden City Teachers

GARDEN CITY, KS · 1 · Charter #7662 · www.gctcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.1M
55th percentile
Members
2,048
67th percentile
Total loans
$8.7M
61th percentile
Total shares
$14.7M
58th percentile

Profitability

Return on assets
0.47%
33th percentile
Net interest margin
4.11%
55th percentile
Efficiency ratio
79.32%
25th percentile
Non-interest income ratio
23.94%
89th percentile

Capital & Risk

Net worth ratio
7.86%
5th percentile
Delinquency rate
0.82%
47th percentile
Net charge-off rate
0.07%
64th percentile
Loan-to-share
59.36%
49th percentile

Growth

Member growth YoY
2.81%
88th percentile
Asset growth YoY
7.15%
85th percentile
Loan growth YoY
6.82%
84th percentile
Share growth YoY
7.91%
87th percentile

Operations

Members / branch
2,048
79th percentile
Assets / member
$7,856
37th percentile
Field of membership penetration
29.26%
42th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Garden City Teachers?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo