AMOCO

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$1.5B

31^th percentile

Members

98,055

41^th percentile

Total loans

$1.2B

39^th percentile

Total shares

$1.2B

29^th percentile

Profitability

Return on assets

1.29%

71^th percentile

Net interest margin

3.61%

77^th percentile

Efficiency ratio

59.61%

19^th percentile

Non-interest income ratio

25.35%

87^th percentile

Capital & Risk

Net worth ratio

9.14%

15^th percentile

Delinquency rate

0.72%

52^th percentile

Net charge-off rate

0.72%

27^th percentile

Loan-to-share

96.46%

72^th percentile

Growth

Member growth YoY

-9.80%

3^th percentile

Asset growth YoY

6.52%

58^th percentile

Loan growth YoY

2.97%

36^th percentile

Share growth YoY

1.46%

17^th percentile

Operations

Members / branch

8,914

65^th percentile

Assets / member

$14,956

22^th percentile

Field of membership penetration

1.82%