St. Vincent's Medical Center

BRIDGEPORT, CT · 1 · Charter #20629 · www.svmcfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.6M
65th percentile
Members
1,636
56th percentile
Total loans
$4.1M
38th percentile
Total shares
$15.6M
60th percentile

Profitability

Return on assets
-0.70%
7th percentile
Net interest margin
1.65%
2th percentile
Efficiency ratio
91.07%
11th percentile
Non-interest income ratio
23.83%
89th percentile

Capital & Risk

Net worth ratio
9.00%
9th percentile
Delinquency rate
0.91%
45th percentile
Net charge-off rate
0.43%
37th percentile
Loan-to-share
25.95%
8th percentile

Growth

Member growth YoY
-3.20%
31th percentile
Asset growth YoY
0.76%
48th percentile
Loan growth YoY
-10.49%
23th percentile
Share growth YoY
-1.20%
39th percentile

Operations

Members / branch
1,636
69th percentile
Assets / member
$13,177
77th percentile
Field of membership penetration
25.17%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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