Blue Flame

Charlotte, NC · 2 · Charter #63519 · www.blueflamecu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.9M
77th percentile
Members
2,971
84th percentile
Total loans
$22.7M
92th percentile
Total shares
$24.1M
75th percentile

Profitability

Return on assets
-1.29%
5th percentile
Net interest margin
3.65%
37th percentile
Efficiency ratio
103.25%
5th percentile
Non-interest income ratio
14.84%
68th percentile

Capital & Risk

Net worth ratio
11.77%
28th percentile
Delinquency rate
0.21%
70th percentile
Net charge-off rate
0.32%
43th percentile
Loan-to-share
94.35%
90th percentile

Growth

Member growth YoY
-2.59%
37th percentile
Asset growth YoY
4.70%
72th percentile
Loan growth YoY
10.49%
90th percentile
Share growth YoY
-0.57%
43th percentile

Operations

Members / branch
2,971
92th percentile
Assets / member
$10,063
56th percentile
Field of membership penetration
0.26%
1th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Blue Flame?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo