Messiah Baptist-Jubilee

Brockton, MA · 1 · Charter #24043 · www.mbjfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.1M
8th percentile
Members
234
7th percentile
Total loans
$262.1K
6th percentile
Total shares
$864.8K
8th percentile

Profitability

Return on assets
2.86%
97th percentile
Net interest margin
3.63%
37th percentile
Efficiency ratio
26.48%
98th percentile
Non-interest income ratio
7.67%
44th percentile

Capital & Risk

Net worth ratio
21.71%
79th percentile
Delinquency rate
1.16%
37th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
30.31%
12th percentile

Growth

Member growth YoY
1.74%
82th percentile
Asset growth YoY
8.87%
90th percentile
Loan growth YoY
-7.26%
32th percentile
Share growth YoY
7.08%
84th percentile

Operations

Members / branch
117
3th percentile
Assets / member
$4,720
15th percentile
Field of membership penetration
78.00%
90th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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