Met Tran

Houston, TX · 1 · Charter #24324 · www.mettranfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.8M
43th percentile
Members
2,795
81th percentile
Total loans
$6.4M
51th percentile
Total shares
$9.0M
44th percentile

Profitability

Return on assets
0.98%
58th percentile
Net interest margin
5.17%
86th percentile
Efficiency ratio
82.30%
20th percentile
Non-interest income ratio
23.79%
89th percentile

Capital & Risk

Net worth ratio
15.02%
51th percentile
Delinquency rate
0.21%
70th percentile
Net charge-off rate
0.82%
21th percentile
Loan-to-share
70.56%
64th percentile

Growth

Member growth YoY
2.91%
89th percentile
Asset growth YoY
-2.56%
27th percentile
Loan growth YoY
-5.51%
39th percentile
Share growth YoY
-0.02%
47th percentile

Operations

Members / branch
2,795
90th percentile
Assets / member
$3,856
10th percentile
Field of membership penetration
39.93%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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