West Monroe

West Monroe, LA · 1 · Charter #22527
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.8M
20th percentile
Members
403
14th percentile
Total loans
$2.7M
28th percentile
Total shares
$3.6M
23th percentile

Profitability

Return on assets
-7.20%
1th percentile
Net interest margin
2.99%
19th percentile
Efficiency ratio
159.83%
1th percentile
Non-interest income ratio
2.80%
23th percentile

Capital & Risk

Net worth ratio
4.37%
0th percentile
Delinquency rate
3.79%
11th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
74.03%
68th percentile

Growth

Member growth YoY
-6.93%
10th percentile
Asset growth YoY
-7.76%
9th percentile
Loan growth YoY
0.36%
64th percentile
Share growth YoY
-2.52%
31th percentile

Operations

Members / branch
403
19th percentile
Assets / member
$9,410
52th percentile
Field of membership penetration
35.82%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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