Inland Motor Employees

Radford, VA · 1 · Charter #14898
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.5M
10th percentile
Members
501
18th percentile
Total loans
$1.1M
15th percentile
Total shares
$1.0M
9th percentile

Profitability

Return on assets
0.44%
32th percentile
Net interest margin
7.99%
99th percentile
Efficiency ratio
76.25%
30th percentile
Non-interest income ratio
0.46%
10th percentile

Capital & Risk

Net worth ratio
31.29%
93th percentile
Delinquency rate
2.35%
20th percentile
Net charge-off rate
1.58%
9th percentile
Loan-to-share
106.60%
96th percentile

Growth

Member growth YoY
-0.40%
62th percentile
Asset growth YoY
-6.05%
13th percentile
Loan growth YoY
9.46%
89th percentile
Share growth YoY
-9.49%
9th percentile

Operations

Members / branch
501
23th percentile
Assets / member
$2,949
7th percentile
Field of membership penetration
62.63%
79th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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