Cambridge Municipal Employees

Cambridge, MA · 1 · Charter #3056 · www.cambridgefcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.3M
42th percentile
Members
1,323
47th percentile
Total loans
$3.3M
33th percentile
Total shares
$7.9M
41th percentile

Profitability

Return on assets
2.33%
95th percentile
Net interest margin
5.10%
85th percentile
Efficiency ratio
55.55%
75th percentile
Non-interest income ratio
4.51%
32th percentile

Capital & Risk

Net worth ratio
23.75%
84th percentile
Delinquency rate
0.03%
82th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
41.34%
23th percentile

Growth

Member growth YoY
-0.75%
58th percentile
Asset growth YoY
-1.35%
34th percentile
Loan growth YoY
11.79%
91th percentile
Share growth YoY
-2.76%
30th percentile

Operations

Members / branch
1,323
59th percentile
Assets / member
$7,807
37th percentile
Field of membership penetration
88.20%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Cambridge Municipal Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo