Mount Olive Baptist Church

Arlington, TX · 1 · Charter #24605 · www.mobcfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.5M
43th percentile
Members
1,311
47th percentile
Total loans
$6.5M
52th percentile
Total shares
$8.7M
43th percentile

Profitability

Return on assets
1.96%
90th percentile
Net interest margin
3.79%
43th percentile
Efficiency ratio
41.75%
91th percentile
Non-interest income ratio
4.20%
30th percentile

Capital & Risk

Net worth ratio
17.58%
64th percentile
Delinquency rate
4.75%
8th percentile
Net charge-off rate
1.36%
11th percentile
Loan-to-share
75.28%
70th percentile

Growth

Member growth YoY
2.02%
84th percentile
Asset growth YoY
0.99%
49th percentile
Loan growth YoY
7.91%
86th percentile
Share growth YoY
0.51%
50th percentile

Operations

Members / branch
1,311
58th percentile
Assets / member
$8,038
39th percentile
Field of membership penetration
13.11%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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