Clifford-Jacobs Employees

CHAMPAIGN, IL · 2 · Charter #60627
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.1M
8th percentile
Members
159
4th percentile
Total loans
$689.7K
12th percentile
Total shares
$482.0K
5th percentile

Profitability

Return on assets
1.04%
61th percentile
Net interest margin
6.57%
97th percentile
Efficiency ratio
80.40%
23th percentile
Non-interest income ratio
5.05%
34th percentile

Capital & Risk

Net worth ratio
57.13%
99th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
2.23%
6th percentile
Loan-to-share
143.10%
99th percentile

Growth

Member growth YoY
-10.67%
5th percentile
Asset growth YoY
-7.13%
10th percentile
Loan growth YoY
-6.74%
34th percentile
Share growth YoY
-16.80%
2th percentile

Operations

Members / branch
159
6th percentile
Assets / member
$7,071
31th percentile
Field of membership penetration
96.36%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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