City

Dallas, TX · 2 · Charter #67669 · www.citycu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$623.2M
70th percentile
Members
34,196
63th percentile
Total loans
$329.1M
57th percentile
Total shares
$540.0M
72th percentile

Profitability

Return on assets
0.99%
51th percentile
Net interest margin
3.59%
60th percentile
Efficiency ratio
62.78%
34th percentile
Non-interest income ratio
22.11%
70th percentile

Capital & Risk

Net worth ratio
11.85%
64th percentile
Delinquency rate
1.58%
10th percentile
Net charge-off rate
1.48%
5th percentile
Loan-to-share
60.95%
14th percentile

Growth

Member growth YoY
-2.85%
18th percentile
Asset growth YoY
-2.55%
7th percentile
Loan growth YoY
-10.85%
1th percentile
Share growth YoY
-0.88%
10th percentile

Operations

Members / branch
6,839
80th percentile
Assets / member
$18,225
65th percentile
Field of membership penetration
0.44%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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