Telco Plus

LONGVIEW, TX · 2 · Charter #66351 · www.telcoplus.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$132.8M
65th percentile
Members
9,191
63th percentile
Total loans
$110.3M
82th percentile
Total shares
$95.5M
53th percentile

Profitability

Return on assets
0.34%
10th percentile
Net interest margin
3.95%
66th percentile
Efficiency ratio
59.35%
61th percentile
Non-interest income ratio
11.91%
24th percentile

Capital & Risk

Net worth ratio
8.89%
10th percentile
Delinquency rate
0.60%
58th percentile
Net charge-off rate
3.13%
0th percentile
Loan-to-share
115.56%
99th percentile

Growth

Member growth YoY
2.28%
81th percentile
Asset growth YoY
-2.04%
11th percentile
Loan growth YoY
0.14%
44th percentile
Share growth YoY
-5.29%
3th percentile

Operations

Members / branch
1,838
17th percentile
Assets / member
$14,448
50th percentile
Field of membership penetration
1.61%
24th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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