Lakewood

Rib Lake, WI · 2 · Charter #66999 · www.lakewoodcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.7M
53th percentile
Members
1,117
40th percentile
Total loans
$9.9M
65th percentile
Total shares
$12.7M
54th percentile

Profitability

Return on assets
0.54%
37th percentile
Net interest margin
3.81%
44th percentile
Efficiency ratio
75.28%
33th percentile
Non-interest income ratio
17.37%
77th percentile

Capital & Risk

Net worth ratio
12.15%
31th percentile
Delinquency rate
0.96%
43th percentile
Net charge-off rate
0.47%
34th percentile
Loan-to-share
77.91%
74th percentile

Growth

Member growth YoY
-0.18%
64th percentile
Asset growth YoY
9.86%
91th percentile
Loan growth YoY
25.88%
97th percentile
Share growth YoY
9.82%
91th percentile

Operations

Members / branch
1,117
51th percentile
Assets / member
$13,125
77th percentile
Field of membership penetration
1.79%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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