Norfolk Community

Norfolk, MA · 1 · Charter #8828 · www.norfolkcommunityfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$33.9M
82th percentile
Members
3,591
91th percentile
Total loans
$19.7M
88th percentile
Total shares
$28.1M
81th percentile

Profitability

Return on assets
1.01%
60th percentile
Net interest margin
3.38%
30th percentile
Efficiency ratio
55.86%
74th percentile
Non-interest income ratio
8.28%
46th percentile

Capital & Risk

Net worth ratio
11.79%
29th percentile
Delinquency rate
0.48%
58th percentile
Net charge-off rate
0.14%
56th percentile
Loan-to-share
70.08%
64th percentile

Growth

Member growth YoY
-0.17%
65th percentile
Asset growth YoY
17.57%
98th percentile
Loan growth YoY
-4.72%
43th percentile
Share growth YoY
21.95%
98th percentile

Operations

Members / branch
3,591
96th percentile
Assets / member
$9,450
52th percentile
Field of membership penetration
17.95%
31th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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