Sheridan Community

Sheridan, WY · 1 · Charter #4374 · www.sheridancreditunion.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$96.0M
43th percentile
Members
6,060
35th percentile
Total loans
$87.4M
69th percentile
Total shares
$77.5M
39th percentile

Profitability

Return on assets
1.50%
78th percentile
Net interest margin
2.99%
17th percentile
Efficiency ratio
41.36%
94th percentile
Non-interest income ratio
17.38%
51th percentile

Capital & Risk

Net worth ratio
11.32%
39th percentile
Delinquency rate
1.28%
23th percentile
Net charge-off rate
0.49%
34th percentile
Loan-to-share
112.79%
98th percentile

Growth

Member growth YoY
-2.40%
30th percentile
Asset growth YoY
11.68%
92th percentile
Loan growth YoY
20.82%
97th percentile
Share growth YoY
15.34%
95th percentile

Operations

Members / branch
6,060
90th percentile
Assets / member
$15,841
61th percentile
Field of membership penetration
19.87%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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