Nutmeg State Financial

Rocky Hill, CT · 2 · Charter #68657 · www.nutmegstatefcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$888.8M
93th percentile
Members
66,360
97th percentile
Total loans
$687.9M
96th percentile
Total shares
$743.8M
93th percentile

Profitability

Return on assets
0.67%
31th percentile
Net interest margin
3.18%
31th percentile
Efficiency ratio
62.93%
33th percentile
Non-interest income ratio
13.99%
20th percentile

Capital & Risk

Net worth ratio
12.03%
66th percentile
Delinquency rate
0.89%
35th percentile
Net charge-off rate
0.25%
71th percentile
Loan-to-share
92.48%
79th percentile

Growth

Member growth YoY
24.49%
99th percentile
Asset growth YoY
27.46%
99th percentile
Loan growth YoY
23.98%
98th percentile
Share growth YoY
27.32%
99th percentile

Operations

Members / branch
5,530
67th percentile
Assets / member
$13,393
24th percentile
Field of membership penetration
2.95%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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