Energy Plus

Indianapolis, IN · 2 · Charter #65458 · www.energypluscu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$44.0M
94th percentile
Members
3,881
93th percentile
Total loans
$32.0M
99th percentile
Total shares
$36.7M
94th percentile

Profitability

Return on assets
0.74%
47th percentile
Net interest margin
4.72%
76th percentile
Efficiency ratio
70.64%
41th percentile
Non-interest income ratio
14.85%
68th percentile

Capital & Risk

Net worth ratio
16.03%
57th percentile
Delinquency rate
0.29%
66th percentile
Net charge-off rate
0.28%
45th percentile
Loan-to-share
87.17%
85th percentile

Growth

Member growth YoY
-2.09%
42th percentile
Asset growth YoY
-1.38%
34th percentile
Loan growth YoY
1.31%
68th percentile
Share growth YoY
-2.34%
33th percentile

Operations

Members / branch
1,294
58th percentile
Assets / member
$11,332
66th percentile
Field of membership penetration
0.32%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Energy Plus?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo