Kone Employees

MOLINE, IL · 2 · Charter #60855 · www.konecu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.4M
64th percentile
Members
1,716
58th percentile
Total loans
$10.4M
67th percentile
Total shares
$17.9M
64th percentile

Profitability

Return on assets
1.55%
80th percentile
Net interest margin
4.24%
60th percentile
Efficiency ratio
60.53%
63th percentile
Non-interest income ratio
11.44%
57th percentile

Capital & Risk

Net worth ratio
16.04%
57th percentile
Delinquency rate
0.19%
72th percentile
Net charge-off rate
0.19%
52th percentile
Loan-to-share
58.22%
47th percentile

Growth

Member growth YoY
-1.27%
51th percentile
Asset growth YoY
11.46%
94th percentile
Loan growth YoY
-1.50%
57th percentile
Share growth YoY
12.27%
94th percentile

Operations

Members / branch
1,716
71th percentile
Assets / member
$12,445
73th percentile
Field of membership penetration
38.13%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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