1st Mississippi

Meridian, MS · 1 · Charter #21073 · www.1stms.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$80.8M
31th percentile
Members
10,428
71th percentile
Total loans
$50.6M
40th percentile
Total shares
$53.8M
15th percentile

Profitability

Return on assets
1.36%
70th percentile
Net interest margin
5.43%
98th percentile
Efficiency ratio
80.28%
7th percentile
Non-interest income ratio
34.23%
97th percentile

Capital & Risk

Net worth ratio
28.84%
99th percentile
Delinquency rate
0.87%
41th percentile
Net charge-off rate
1.71%
3th percentile
Loan-to-share
94.02%
91th percentile

Growth

Member growth YoY
8.52%
96th percentile
Asset growth YoY
0.44%
23th percentile
Loan growth YoY
3.09%
60th percentile
Share growth YoY
-0.75%
18th percentile

Operations

Members / branch
5,214
84th percentile
Assets / member
$7,746
4th percentile
Field of membership penetration
12.10%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for 1st Mississippi?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo