Richmond Virginia Fire Police Credi

Richmond, VA · 2 · Charter #66899 · WWW.FirePoliceCU.Org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.8M
65th percentile
Members
1,685
57th percentile
Total loans
$10.8M
68th percentile
Total shares
$18.6M
66th percentile

Profitability

Return on assets
1.41%
76th percentile
Net interest margin
4.70%
76th percentile
Efficiency ratio
68.65%
46th percentile
Non-interest income ratio
13.00%
63th percentile

Capital & Risk

Net worth ratio
14.30%
46th percentile
Delinquency rate
0.59%
54th percentile
Net charge-off rate
0.02%
71th percentile
Loan-to-share
57.94%
47th percentile

Growth

Member growth YoY
-2.09%
43th percentile
Asset growth YoY
6.61%
83th percentile
Loan growth YoY
8.22%
86th percentile
Share growth YoY
5.85%
79th percentile

Operations

Members / branch
1,685
70th percentile
Assets / member
$12,962
76th percentile
Field of membership penetration
45.73%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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