Stoppenbach

Jefferson, WI · 2 · Charter #66565
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.0M
12th percentile
Members
507
18th percentile
Total loans
$1.4M
18th percentile
Total shares
$1.5M
12th percentile

Profitability

Return on assets
-0.17%
12th percentile
Net interest margin
3.60%
36th percentile
Efficiency ratio
71.03%
41th percentile
Non-interest income ratio
1.05%
14th percentile

Capital & Risk

Net worth ratio
23.42%
83th percentile
Delinquency rate
6.26%
5th percentile
Net charge-off rate
0.03%
70th percentile
Loan-to-share
92.24%
89th percentile

Growth

Member growth YoY
-1.55%
48th percentile
Asset growth YoY
-2.50%
27th percentile
Loan growth YoY
-2.41%
52th percentile
Share growth YoY
-2.66%
31th percentile

Operations

Members / branch
507
23th percentile
Assets / member
$3,885
10th percentile
Field of membership penetration
72.43%
87th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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