First Oklahoma

Glenpool, OK · 1 · Charter #9090 · www.firstokfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$28.0M
75th percentile
Members
2,214
71th percentile
Total loans
$16.7M
82th percentile
Total shares
$25.9M
78th percentile

Profitability

Return on assets
-1.78%
3th percentile
Net interest margin
3.17%
23th percentile
Efficiency ratio
102.55%
5th percentile
Non-interest income ratio
22.51%
87th percentile

Capital & Risk

Net worth ratio
7.62%
4th percentile
Delinquency rate
1.75%
27th percentile
Net charge-off rate
0.95%
18th percentile
Loan-to-share
64.51%
55th percentile

Growth

Member growth YoY
-7.17%
10th percentile
Asset growth YoY
-8.01%
9th percentile
Loan growth YoY
-13.44%
15th percentile
Share growth YoY
-6.60%
15th percentile

Operations

Members / branch
1,107
51th percentile
Assets / member
$12,654
75th percentile
Field of membership penetration
0.22%
1th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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