Centric

West Monroe, LA · 1 · Charter #1982 · www.mycentric.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$420.3M
46th percentile
Members
36,999
70th percentile
Total loans
$328.5M
56th percentile
Total shares
$345.2M
42th percentile

Profitability

Return on assets
1.53%
83th percentile
Net interest margin
3.52%
55th percentile
Efficiency ratio
58.42%
54th percentile
Non-interest income ratio
37.13%
99th percentile

Capital & Risk

Net worth ratio
12.78%
75th percentile
Delinquency rate
1.47%
12th percentile
Net charge-off rate
1.74%
3th percentile
Loan-to-share
95.18%
85th percentile

Growth

Member growth YoY
-1.98%
24th percentile
Asset growth YoY
6.63%
63th percentile
Loan growth YoY
7.04%
66th percentile
Share growth YoY
9.71%
87th percentile

Operations

Members / branch
4,111
40th percentile
Assets / member
$11,360
8th percentile
Field of membership penetration
5.78%
59th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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