Berkeley Community

Moncks Corner, SC · 1 · Charter #13472 · www.berkcofcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$17.0M
57th percentile
Members
2,440
76th percentile
Total loans
$5.0M
44th percentile
Total shares
$13.8M
56th percentile

Profitability

Return on assets
3.49%
99th percentile
Net interest margin
4.89%
80th percentile
Efficiency ratio
46.45%
87th percentile
Non-interest income ratio
25.62%
91th percentile

Capital & Risk

Net worth ratio
18.09%
66th percentile
Delinquency rate
3.40%
13th percentile
Net charge-off rate
1.14%
14th percentile
Loan-to-share
36.55%
18th percentile

Growth

Member growth YoY
-7.08%
10th percentile
Asset growth YoY
5.08%
74th percentile
Loan growth YoY
-7.15%
33th percentile
Share growth YoY
3.21%
65th percentile

Operations

Members / branch
2,440
86th percentile
Assets / member
$6,957
30th percentile
Field of membership penetration
1.33%
8th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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