Navigant

Smithfield, RI · 2 · Charter #62882 · www.navigantcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.1B
77th percentile
Members
166,946
68th percentile
Total loans
$3.6B
84th percentile
Total shares
$3.5B
79th percentile

Profitability

Return on assets
0.71%
30th percentile
Net interest margin
2.72%
23th percentile
Efficiency ratio
44.82%
76th percentile
Non-interest income ratio
10.27%
8th percentile

Capital & Risk

Net worth ratio
9.94%
32th percentile
Delinquency rate
0.50%
70th percentile
Net charge-off rate
0.26%
82th percentile
Loan-to-share
101.07%
81th percentile

Growth

Member growth YoY
5.72%
82th percentile
Asset growth YoY
4.29%
37th percentile
Loan growth YoY
5.99%
57th percentile
Share growth YoY
4.90%
45th percentile

Operations

Members / branch
6,421
37th percentile
Assets / member
$24,491
87th percentile
Field of membership penetration
15.01%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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