Electrical Workers Local 130

METAIRIE, LA · 1 · Charter #10393 · www.ibewlu130.com/local-130
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.5M
19th percentile
Members
1,479
52th percentile
Total loans
$2.4M
27th percentile
Total shares
$3.0M
20th percentile

Profitability

Return on assets
-0.04%
15th percentile
Net interest margin
5.99%
95th percentile
Efficiency ratio
96.63%
8th percentile
Non-interest income ratio
18.52%
80th percentile

Capital & Risk

Net worth ratio
14.03%
44th percentile
Delinquency rate
1.40%
33th percentile
Net charge-off rate
0.14%
57th percentile
Loan-to-share
80.79%
77th percentile

Growth

Member growth YoY
0.27%
70th percentile
Asset growth YoY
-9.94%
5th percentile
Loan growth YoY
2.84%
72th percentile
Share growth YoY
-11.38%
6th percentile

Operations

Members / branch
1,479
64th percentile
Assets / member
$2,391
5th percentile
Field of membership penetration
73.95%
87th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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