Mid-Kansas

MOUNDRIDGE, KS · 2 · Charter #60906 · www.mkcu.coop
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$84.7M
34th percentile
Members
3,849
12th percentile
Total loans
$57.6M
48th percentile
Total shares
$77.7M
40th percentile

Profitability

Return on assets
1.12%
56th percentile
Net interest margin
3.75%
55th percentile
Efficiency ratio
56.15%
69th percentile
Non-interest income ratio
12.82%
29th percentile

Capital & Risk

Net worth ratio
8.96%
11th percentile
Delinquency rate
1.84%
12th percentile
Net charge-off rate
0.21%
64th percentile
Loan-to-share
74.06%
62th percentile

Growth

Member growth YoY
-8.34%
5th percentile
Asset growth YoY
8.15%
81th percentile
Loan growth YoY
-6.46%
13th percentile
Share growth YoY
13.11%
93th percentile

Operations

Members / branch
1,925
19th percentile
Assets / member
$22,014
90th percentile
Field of membership penetration
0.77%
11th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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