Lower Columbia Longshoremen

LONGVIEW, WA · 1 · Charter #9289 · www.lclfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$94.2M
42th percentile
Members
4,227
16th percentile
Total loans
$52.2M
43th percentile
Total shares
$82.5M
44th percentile

Profitability

Return on assets
0.75%
31th percentile
Net interest margin
3.56%
45th percentile
Efficiency ratio
72.16%
21th percentile
Non-interest income ratio
16.70%
47th percentile

Capital & Risk

Net worth ratio
12.22%
50th percentile
Delinquency rate
0.09%
95th percentile
Net charge-off rate
0.06%
90th percentile
Loan-to-share
63.30%
41th percentile

Growth

Member growth YoY
-0.31%
54th percentile
Asset growth YoY
1.81%
33th percentile
Loan growth YoY
-2.03%
31th percentile
Share growth YoY
1.19%
31th percentile

Operations

Members / branch
4,227
73th percentile
Assets / member
$22,277
90th percentile
Field of membership penetration
67.10%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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