Heekin Can Empl

CINCINNATI, OH · 3 · Charter #96821
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$286.0K
2th percentile
Members
56
1th percentile
Total loans
$51.8K
3th percentile
Total shares
$60.2K
1th percentile

Profitability

Return on assets
-7.74%
1th percentile
Net interest margin
5.25%
88th percentile
Efficiency ratio
243.53%
1th percentile
Non-interest income ratio
1.89%
19th percentile

Capital & Risk

Net worth ratio
77.70%
100th percentile
Delinquency rate
14.45%
1th percentile
Net charge-off rate
2.93%
4th percentile
Loan-to-share
85.99%
84th percentile

Growth

Member growth YoY
-32.53%
1th percentile
Asset growth YoY
-9.66%
6th percentile
Loan growth YoY
-31.53%
2th percentile
Share growth YoY
-12.00%
5th percentile

Operations

Members / branch
56
1th percentile
Assets / member
$5,108
17th percentile
Field of membership penetration
48.28%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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