De Soto Mo Pac

De Soto, MO · 2 · Charter #63507 · www.desotomopaccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$27.9M
74th percentile
Members
1,742
59th percentile
Total loans
$19.9M
88th percentile
Total shares
$24.9M
77th percentile

Profitability

Return on assets
0.65%
43th percentile
Net interest margin
2.21%
6th percentile
Efficiency ratio
43.23%
90th percentile
Non-interest income ratio
12.17%
60th percentile

Capital & Risk

Net worth ratio
10.33%
18th percentile
Delinquency rate
0.76%
48th percentile
Net charge-off rate
0.15%
55th percentile
Loan-to-share
79.69%
76th percentile

Growth

Member growth YoY
5.45%
94th percentile
Asset growth YoY
19.20%
98th percentile
Loan growth YoY
5.47%
80th percentile
Share growth YoY
21.01%
98th percentile

Operations

Members / branch
1,742
71th percentile
Assets / member
$16,032
89th percentile
Field of membership penetration
17.42%
30th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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