Toledo Urban

Toledo, OH · 1 · Charter #24578 · www.toledourban.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.8M
57th percentile
Members
3,531
90th percentile
Total loans
$13.4M
75th percentile
Total shares
$12.6M
54th percentile

Profitability

Return on assets
-3.54%
2th percentile
Net interest margin
4.31%
63th percentile
Efficiency ratio
129.31%
2th percentile
Non-interest income ratio
47.76%
98th percentile

Capital & Risk

Net worth ratio
12.01%
30th percentile
Delinquency rate
3.47%
12th percentile
Net charge-off rate
0.92%
19th percentile
Loan-to-share
106.28%
96th percentile

Growth

Member growth YoY
-17.88%
2th percentile
Asset growth YoY
2.33%
58th percentile
Loan growth YoY
4.34%
77th percentile
Share growth YoY
-1.37%
38th percentile

Operations

Members / branch
1,766
72th percentile
Assets / member
$4,764
15th percentile
Field of membership penetration
35.31%
49th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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