Port of Hampton Roads Ila

NORFOLK, VA · 1 · Charter #22049 · WWW.ILAFCU.ORG
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.4M
37th percentile
Members
1,505
52th percentile
Total loans
$3.4M
34th percentile
Total shares
$7.9M
41th percentile

Profitability

Return on assets
0.01%
16th percentile
Net interest margin
5.00%
83th percentile
Efficiency ratio
102.51%
5th percentile
Non-interest income ratio
23.58%
88th percentile

Capital & Risk

Net worth ratio
7.15%
2th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
-0.18%
97th percentile
Loan-to-share
42.83%
25th percentile

Growth

Member growth YoY
-1.89%
45th percentile
Asset growth YoY
10.92%
93th percentile
Loan growth YoY
22.16%
97th percentile
Share growth YoY
15.00%
96th percentile

Operations

Members / branch
753
35th percentile
Assets / member
$5,563
20th percentile
Field of membership penetration
75.25%
88th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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