Nebo

Springville, UT · 2 · Charter #67146 · www.nebocreditunion.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$144.6M
70th percentile
Members
12,769
83th percentile
Total loans
$102.8M
77th percentile
Total shares
$121.5M
70th percentile

Profitability

Return on assets
0.77%
32th percentile
Net interest margin
3.59%
46th percentile
Efficiency ratio
65.73%
40th percentile
Non-interest income ratio
19.23%
60th percentile

Capital & Risk

Net worth ratio
16.65%
85th percentile
Delinquency rate
0.98%
35th percentile
Net charge-off rate
0.57%
27th percentile
Loan-to-share
84.54%
78th percentile

Growth

Member growth YoY
0.10%
59th percentile
Asset growth YoY
3.48%
46th percentile
Loan growth YoY
1.62%
52th percentile
Share growth YoY
4.07%
57th percentile

Operations

Members / branch
4,256
74th percentile
Assets / member
$11,326
23th percentile
Field of membership penetration
4.03%
41th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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