Credit Union One of Oklahoma

Oklahoma City, OK · 2 · Charter #64850 · www.cuoneok.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$40.4M
90th percentile
Members
3,483
90th percentile
Total loans
$28.4M
97th percentile
Total shares
$34.3M
90th percentile

Profitability

Return on assets
0.94%
56th percentile
Net interest margin
5.47%
91th percentile
Efficiency ratio
81.50%
21th percentile
Non-interest income ratio
19.19%
81th percentile

Capital & Risk

Net worth ratio
14.64%
48th percentile
Delinquency rate
0.41%
61th percentile
Net charge-off rate
0.90%
19th percentile
Loan-to-share
82.82%
80th percentile

Growth

Member growth YoY
-13.74%
3th percentile
Asset growth YoY
-2.82%
25th percentile
Loan growth YoY
-5.32%
40th percentile
Share growth YoY
-3.82%
26th percentile

Operations

Members / branch
1,161
53th percentile
Assets / member
$11,596
68th percentile
Field of membership penetration
33.33%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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