Point Breeze

Hunt Valley, MD · 2 · Charter #66585 · www.pbcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$968.3M
98th percentile
Members
67,330
97th percentile
Total loans
$691.9M
96th percentile
Total shares
$828.7M
98th percentile

Profitability

Return on assets
0.71%
33th percentile
Net interest margin
3.24%
36th percentile
Efficiency ratio
65.88%
23th percentile
Non-interest income ratio
16.79%
35th percentile

Capital & Risk

Net worth ratio
13.59%
82th percentile
Delinquency rate
0.43%
77th percentile
Net charge-off rate
0.23%
74th percentile
Loan-to-share
83.48%
59th percentile

Growth

Member growth YoY
3.26%
79th percentile
Asset growth YoY
1.84%
23th percentile
Loan growth YoY
7.61%
69th percentile
Share growth YoY
1.81%
26th percentile

Operations

Members / branch
13,466
97th percentile
Assets / member
$14,381
33th percentile
Field of membership penetration
18.25%
83th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Point Breeze?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo