Advanced Financial

NEW PROVIDENCE, NJ · 1 · Charter #16785 · www.advfinfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$106.9M
50th percentile
Members
6,459
39th percentile
Total loans
$49.5M
39th percentile
Total shares
$89.9M
49th percentile

Profitability

Return on assets
0.27%
9th percentile
Net interest margin
3.44%
38th percentile
Efficiency ratio
71.68%
22th percentile
Non-interest income ratio
11.70%
23th percentile

Capital & Risk

Net worth ratio
15.76%
80th percentile
Delinquency rate
1.81%
12th percentile
Net charge-off rate
0.27%
56th percentile
Loan-to-share
55.02%
27th percentile

Growth

Member growth YoY
-3.12%
23th percentile
Asset growth YoY
-2.47%
9th percentile
Loan growth YoY
-3.99%
22th percentile
Share growth YoY
-0.53%
19th percentile

Operations

Members / branch
1,615
11th percentile
Assets / member
$16,557
67th percentile
Field of membership penetration
0.48%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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